Quote Originally Posted by TexasSnake View Post
Maybe I'm just being overly precautions but I'm still reading comments and quotes in this thread that could possibly substantiate an insurance company's denial of a claim...

You can never be too careful!

Doubtful. Our opinion doesn't mean anything to insurance companies and even so, you are covered even during DUI's and other rediculous stuff. So even had he admitted to something boneheaded (which he clearly did not) it's still covered. They may choose to cancel him afterwards, but that is a different story. As far as I can tell, it's a standard accident like for any car, just one that is more expensive and more cared about than most.

And yes,,easily 20k of repair from my experience. And that is not knowing what the hood costs. But that's why we have insurance.