In the UK we have different types of motor insurance.....
It normally works like this.
Fully Comprehensive ......Meaning If you have an accident by yourself you are covered. and if you hit anyone else they are covered too.
Third Party, Fire and theft.....Insured for Fire and theft and if you hit someone then the insurance pays for their car. (But NOT yours).
Third Party only.
And of course Classic / Supercar insurance "Agreed Value"The most expensive.
Not sure how it works in Belgium? Mabie Roland did not have the full insurance?
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