Am i the youngest here with a gen v

[texasram]

I am 26 with my gen v, also have a new 200c, a new ram and a mortgage, and was wondering does any1 else have their insurance policy all bundled in with cars and their house? if so who is your provider. i pay 580 a month full coverage on everything and was wondering if adding house to policy would reap any benefits.

[ViperPete]

33 years old here.

I pay $300 with USAA for the 2013 Viper, 2016 Maxima, 2005 Mustang GT, 2005 Ram SRT10 and all 100k/300k full coverage.

Don't know what you mean about insurance on the house. Mortgage insurance?

[texasram]

home owners insurance, companys like allstate geico and statefarm offer it and you can bundle it into your auto policy

[swexlin]

I'm almost 53, and yes, I have my homeowner's policy, my Viper, and my Ram, all "bundled".

[One Viper Bite]

Sorry, but I have you beat! I am 24 years old (bought my Gen V at 23 years old).

I am currently paying $280 a month for my 2013 GTS. I don't have house insurance bundled into my policy but what I did was bundle my 2 cars with my parents cars and my brothers car. We have a total of 6 cars on the policy and my Viper is listed as a weekend / pleasure car. As long as you're not racking up the miles on your Gen V, that is my suggestion for how to keep the cost down. I also have my parents listed as drivers of my Viper (along with myself) on the policy and that helped bring the cost down.

Hope this helps!

[City]

I also have my parents listed as drivers of my Viper (along with myself) on the policy and that helped bring the cost down.

Unless your Dad is Mario Andretti?

[One Viper Bite]

Unless your Dad is Mario Andretti?

Nope, they're just much older than me with really good driving records.

[swexlin]

You guys are lucky! When I was 24, I was driving a 1983 Cutlass Sierra (a hand-me-down from my grandmother). What a machine.....

[ViperGeorge]

I moved all my car and home insurance to American National from Progressive. Saved a boat load and if I have no claims for 3 years they send me 25% of my annual premium back. I have 7 cars and my home with them. All the cars are on one policy.

[texasram]

I'm almost 53, and yes, I have my homeowner's policy, my Viper, and my Ram, all "bundled".

Hey Swex who you with

[texasram]

I moved all my car and home insurance to American National from Progressive. Saved a boat load and if I have no claims for 3 years they send me 25% of my annual premium back. I have 7 cars and my home with them. All the cars are on one policy.

Never heard of them but thats exactly why i started this thread, to find out carriers that i may not know about to get best rate thanks

[swexlin]

Hey Swex who you with

Westfield, I switched from Traveler's when I bought my current home in February 2014. Find a good insurance agent, they can look up better rates based on your record, credit, etc, than you can do yourself online. And, no, I'm not an insurance agent!

[bluesrt]

I am 26 with my gen v, also have a new 200c, a new ram and a mortgage, and was wondering does any1 else have their insurance policy all bundled in with cars and their house? if so who is your provider. i pay 580 a month full coverage on everything and was wondering if adding house to policy would reap any benefits.

that would be a really smart question for your agent,as none of us know you or your drive record or credit score

[ACRucrazy]

[BJG32]

36 yo. Full coverage $500 ded. $110/month for 2014 viper gts and $40/month 1997 Viper gts. Bundled with 2 other cars and a home

Check Grundy if you are are over 25 and don't have a house to bundle with. Clean driving record should get you under $1500 per year with them.

[texasram]

that would be a really smart question for your agent,as none of us know you or your drive record or credit score

Actually a previous experience with an agent taught me im better off shopping around and doing my own research, he was so called shopping around for me and insisting i could trust him, but did my own shopping around and landed with geico currently being less than 800 a year on the lowest price he could find me, and theres no way he could have missed one of the top 3 carriers in the country, i no longer returned his calls

[texasram]

36 yo. Full coverage $500 ded. $110/month for 2014 viper gts and $40/month 1997 Viper gts. Bundled with 2 other cars and a home

Check Grundy if you are are over 25 and don't have a house to bundle with. Clean driving record should get you under $1500 per year with them.

Thats insanely low, even if you have a spotless record thats low, thank you

[Martin2000GTS]

I switched to Geico about 3 years ago and saved 50% from what I was paying. Many of my cars are old which saves money on insurance. I have gotten so many people to switch to Geico. I should get a referral fee.

[repiV]

I switched to Geico about 3 years ago and saved 50% from what I was paying. Many of my cars are old which saves money on insurance. I have gotten so many people to switch to Geico. I should get a referral fee.

Have you ever had to file a claim with them? Just wondering how they are to deal with on that end. I've been with American Family for about 20 years so I keep thinking I should shop around sometime and see if I could save anything.

I have the house bundled with the Viper and 9 other vehicles/toys.

The best way to pay less on your insurance is just have less crap to insure!!

[dewilmoth]

It really depends what state you are in, so someone elses rate may not correlate to yours. In Hawaii I used Geico, but when I moved to FL, they're rate was significantly more than USAA. The key is to periodically shop around. FWIW, I'm 31, and my ACR is $90/m. $180/m for all 3 cars. ($100k/$300k)

[dewilmoth]

Have you ever had to file a claim with them? Just wondering how they are to deal with on that end.

I had a claim with Geico on my Ducati from dropping it in my driveway. Adjuster came out and looked the bike over immediately after the incident. I told him I wanted everything with so much as a knick replaced, not repaired (Lots of carbon because it was an R). He went to his car, looked up all the prices, and wrote me a very fair check on the spot. The crazy part was that I had the policy for about a week prior to the fall. I was really worried they'd think I was trying to pull one on them, but they didn't, and handled it amazingly well.

[TaxKingNJ]

Auto: $1998 per year
$250k/$500k ($500 Ded)

-2015 C400 Mercedes
-2016 Dodge Viper

Home: $253 per Year
-$500k Policy

Umbrella: $155 per Year
-$1Mil Policy

All Same Company.

[bluesrt]

Actually a previous experience with an agent taught me im better off shopping around and doing my own research, he was so called shopping around for me and insisting i could trust him, but did my own shopping around and landed with geico currently being less than 800 a year on the lowest price he could find me, and theres no way he could have missed one of the top 3 carriers in the country, i no longer returned his calls

what are you getting for 800 a year?

[Policy Limits]

I was in my 20's in the 1990's and had a 300zx, loved it. As for bundle/ multi line discount, try Amica Mutual, good faith carrier and they provide a multi line discount

[Stealth]

The People's Republic of California is VERY expensive based on the rates quoted in this thread!